|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Intech Credit Union Limited |
6.56
|
|
|
|
|
|
|
|
|
|
$275
|
$200-$235
|
$360-$365
|
$875-$1035
|
95
|
| Members Equity Bank |
6.24
|
|
|
|
|
6.65
|
|
7.65
|
|
7.95
|
$0
|
$0
|
$0
|
$0
|
95
|
| Morgan Brooks DIRECT |
5.06
|
|
3.45
|
6
|
Variable
|
6.54
|
7.25
|
7.60
|
7.85
|
7.95
|
$0-$750
|
$0-$265
|
$0-$435
|
$0-$1249
|
95
|
| MyLoan MyWay |
5.91
|
|
|
|
|
6.75
|
7.50
|
7.85
|
8.10
|
8.20
|
$0
|
$0
|
$0
|
$0-$395
|
90
|
| MyRate |
5.84
|
|
|
|
|
6.73
|
7.48
|
7.83
|
8.08
|
8.18
|
$0
|
$0
|
$0
|
$0
|
95
|
| NAB |
6.49
|
6.28
|
5.40
|
12
|
Variable
|
6.59
|
7.29
|
7.59
|
7.69
|
7.89
|
$600
|
$0
|
$0
|
$600
|
95
|
| Nationwide Mortgage |
5.95
|
|
|
|
|
6.31
|
7.12
|
7.37
|
7.62
|
7.72
|
$0-$395
|
$240
|
$490
|
$710-$730
|
90
|
| Newcastle Permanent Building Society |
6.37
|
5.97
|
5.67
|
12
|
Variable
|
6.39
|
7.19
|
7.49
|
7.69
|
7.79
|
$0-$400
|
$0
|
$0
|
$0
|
97
|
| NSW Teachers Credit Union |
6.29
|
5.74
|
6.55
|
12
|
Fixed
|
6.64
|
7.34
|
7.69
|
|
|
$150-$200
|
$0-$250
|
$0
|
$150-$550
|
95
|
| Police Department Employees Credit Union |
6.44
|
|
|
|
|
|
|
|
|
|
$545
|
$0
|
$0
|
$545
|
95
|
| QuickDirect |
5.90
|
|
|
|
|
6.75
|
7.50
|
7.85
|
8.10
|
8.20
|
$0
|
$0
|
$0
|
$0
|
90
|
| RAMS Home Loans |
6.48
|
6.01
|
5.58
|
24
|
Variable
|
6.19
|
6.94
|
7.29
|
7.59
|
7.74
|
$395
|
$200
|
$0
|
$595-$845
|
95
|
| RateBusters |
5.68
|
|
|
|
|
|
|
|
|
|
$0-$990
|
$220
|
$0-$275
|
$220-$1485
|
90
|
| RESI Mortgage Corporation |
6.37
|
|
5.37
|
12
|
Variable
|
6.66
|
7.37
|
7.72
|
7.97
|
8.07
|
$0-$550
|
$232.5-$236.5
|
$396
|
$0-$632.5
|
90
|
| Select Credit Union |
6.09
|
|
|
|
|
|
|
7.99
|
|
|
$0
|
$187
|
$360
|
$547
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| SERVICE ONE Members Banking |
6.55
|
6.10
|
|
|
|
6.15
|
|
7.60
|
|
7.90
|
$500
|
$0
|
$0
|
$700-$750
|
97
|
| St. George Bank |
6.68
|
6.10
|
5.55
|
12
|
Variable
|
6.34
|
6.99
|
7.34
|
7.64
|
7.74
|
$0-$700
|
$0
|
$0
|
$100-$800
|
95
|
| Suncorp |
6.69
|
6.11
|
6.34
|
12
|
Fixed
|
6.49
|
7.19
|
7.54
|
|
7.94
|
$600
|
$0
|
$0
|
$600
|
95
|
| Sydney Credit Union |
5.46
|
6.10
|
4.70
|
12
|
Variable
|
|
7.29
|
7.69
|
|
|
$200
|
$192.5-$200
|
$360
|
$752.5-$760
|
95
|
| Trustar Mortgage |
5.94
|
6.09
|
5.94
|
12
|
Variable
|
6.58
|
6.57
|
6.59
|
6.65
|
6.63
|
$0-$300
|
$220-$300
|
$270-$407.5
|
$490-$982.5
|
97
|
| Unicom Credit Union |
6.25
|
5.57
|
|
|
|
6.60
|
7.20
|
7.60
|
|
7.90
|
$600
|
$0
|
$357.5
|
$957.5
|
95
|
| Wagga Mutual Credit Union |
6.07
|
|
4.50
|
12
|
Variable
|
|
|
|
|
|
$0
|
$275
|
$360
|
$635-$910
|
95
|
| Westpac Banking Corporation |
6.76
|
6.06
|
|
|
|
6.79
|
7.44
|
7.79
|
8.04
|
8.14
|
$600
|
$0
|
$0
|
$600
|
87
|
| A M O |
6.10
|
5.79
|
5.24
|
12
|
Variable
|
6.50
|
7.29
|
7.18
|
7.85
|
7.95
|
$300-$650
|
$0-$350
|
$440
|
$1010-$1190
|
90
|
| Adelaide Bank |
6.70
|
|
|
|
|
6.54
|
7.34
|
7.59
|
7.89
|
7.99
|
$595
|
$0
|
$0
|
$695
|
97
|
| AIMS Home Loans |
6.46
|
6.28
|
5.25
|
6
|
Variable
|
|
|
|
|
|
$660
|
$0
|
$0
|
$660
|
85
|
| AMP Banking |
6.14
|
6.34
|
6.14
|
12
|
Variable
|
6.89
|
7.29
|
7.89
|
|
8.39
|
$350
|
$0
|
$295
|
$545-$895
|
90
|
| ANZ Bank |
6.66
|
5.96
|
|
|
|
6.50
|
7.34
|
7.69
|
7.94
|
8.04
|
$600
|
$0
|
$0
|
$600
|
90
|
| Arab Bank |
6.95
|
5.99
|
5.34
|
6
|
Variable
|
6.69
|
7.39
|
7.69
|
7.99
|
8.09
|
$0-$600
|
$0
|
$0
|
$0-$600
|
95
|
| Aussie |
5.37
|
5.19
|
|
|
|
5.59
|
5.64
|
5.99
|
6.44
|
6.49
|
$250-$500
|
$0-$200
|
$0
|
$350-$675
|
97
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Bananacoast Community Credit Union |
5.95
|
|
|
|
|
6.69
|
7.39
|
7.79
|
8.04
|
8.14
|
$395
|
$0
|
$0
|
$395
|
95
|
| Bank of Queensland |
6.76
|
6.18
|
5.76
|
12
|
Variable
|
6.49
|
7.24
|
7.59
|
7.84
|
7.89
|
$0-$595
|
$0
|
$0
|
$0-$595
|
95
|
| Bankstown City Credit Union |
6.49
|
|
|
|
|
|
|
|
|
|
$0
|
$198
|
$592
|
$1140
|
95
|
| BankWest |
5.60
|
6.08
|
5.20
|
12
|
Variable
|
6.84
|
7.49
|
7.79
|
7.99
|
8.09
|
$0-$700
|
$0
|
$0
|
$0-$760
|
95
|
| Better Option Home Loans |
4.89
|
5.34
|
4.39
|
6
|
Variable
|
5.89
|
6.39
|
7.09
|
7.39
|
7.54
|
$0-$500
|
$0
|
$0
|
$0-$500
|
97
|
| Citibank |
6.88
|
6.53
|
|
|
|
6.84
|
7.50
|
7.99
|
8.49
|
8.49
|
$0-$399
|
$0
|
$0
|
$250-$649
|
90
|
| Commonwealth Bank |
6.11
|
6.10
|
5.58
|
12
|
Variable
|
6.64
|
7.34
|
7.74
|
7.94
|
8.04
|
$0-$600
|
$0
|
$0
|
$350-$600
|
95
|
| Community First Credit Union |
6.49
|
6.04
|
5.89
|
12
|
Fixed
|
6.60
|
7.39
|
7.79
|
|
|
$500
|
$198
|
$335.45-$360
|
$1040-$1040.45
|
95
|
| Comtax Credit Union |
5.95
|
|
|
|
|
|
|
|
|
|
$800
|
$0
|
$0
|
$800
|
80
|
| CUA |
6.37
|
6.04
|
5.74
|
12
|
Variable
|
6.39
|
7.09
|
6.29
|
7.94
|
7.99
|
$600
|
$0
|
$0
|
$795
|
97
|
| EMortgage |
5.44
|
|
|
|
|
|
|
|
|
|
$595
|
$0
|
$0
|
$745
|
95
|
| Encompass Credit Union |
6.40
|
|
|
|
|
6.40
|
7.29
|
7.69
|
|
7.99
|
$350
|
$200
|
$360
|
$910
|
95
|
| Ford Co operative Credit Union |
5.70
|
5.45
|
|
|
|
|
|
|
|
|
$0
|
$220
|
$264-$265
|
$759-$760
|
95
|
| Gateway Credit Union |
6.34
|
|
5.74
|
12
|
Variable
|
6.39
|
6.99
|
7.49
|
|
|
$745
|
$0
|
$0
|
$745
|
95
|
| Greater Building Society |
6.30
|
5.94
|
|
|
|
6.85
|
7.35
|
7.75
|
7.95
|
8.15
|
$0
|
$0
|
$0
|
$0
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Homeloans Ltd |
5.59
|
5.74
|
|
|
|
6.71
|
7.51
|
7.76
|
8.06
|
8.16
|
$65-$564
|
$0
|
$230-$350
|
$365-$1001.5
|
95
|
| HomeSide Lending |
6.22
|
5.83
|
6.19
|
12
|
Fixed
|
6.49
|
7.19
|
7.49
|
7.59
|
7.79
|
$300-$600
|
$0
|
$0
|
$300-$600
|
95
|
| HSBC |
6.24
|
5.63
|
5.16
|
12
|
Variable
|
6.39
|
7.10
|
7.49
|
7.60
|
7.80
|
$500-$600
|
$0-$75
|
$0
|
$650
|
97
|
| Illawarra Credit Union |
5.70
|
5.57
|
7.80
|
12
|
Variable
|
6.60
|
7.20
|
7.60
|
|
7.90
|
$600
|
$0
|
$357.5
|
$957.5
|
95
|
| IMB |
6.45
|
5.42
|
5.45
|
12
|
Variable
|
6.49
|
7.24
|
7.59
|
7.99
|
7.99
|
$0-$295
|
$0
|
$302.5
|
$302.5-$747.5
|
95
|
| ING Direct |
5.34
|
5.88
|
|
|
|
6.69
|
7.44
|
7.79
|
8.04
|
8.14
|
$0-$699
|
$0
|
$220
|
$220-$919
|
90
|
