|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Bananacoast Community Credit Union |
7.40
|
|
|
|
|
6.49
|
6.79
|
7.16
|
7.51
|
7.73
|
$395
|
$0
|
$0
|
$395
|
100
|
| Bank of Queensland |
7.74
|
7.16
|
|
|
|
5.89
|
5.89
|
6.49
|
6.99
|
6.99
|
$0-$595
|
$0
|
$0
|
$0-$595
|
100
|
| Bankstown City Credit Union |
6.49
|
|
|
|
|
|
|
|
|
|
$0
|
$198
|
$592
|
$1140
|
95
|
| BankWest |
7.65
|
7.53
|
5.82
|
24
|
Variable
|
5.99
|
5.49
|
6.69
|
6.69
|
6.69
|
$0-$950
|
$0
|
$0
|
$0-$950
|
95
|
| Better Option Home Loans |
7.52
|
7.64
|
8.26
|
6
|
Variable
|
8.29
|
8.29
|
7.99
|
8.09
|
8.09
|
$0-$300
|
$0
|
$0
|
$0-$300
|
100
|
| BMC Mortgage Corp |
7.77
|
|
|
|
|
5.80
|
6.55
|
7.00
|
7.30
|
7.60
|
$660-$700
|
$0
|
$0
|
$660-$700
|
95
|
| Citibank |
7.39
|
7.19
|
|
|
|
6.75
|
6.99
|
7.69
|
7.89
|
7.89
|
$0-$399
|
$0
|
$0
|
$250-$649
|
100
|
| Commonwealth Bank |
7.74
|
7.23
|
6.71
|
12
|
Variable
|
6.14
|
6.89
|
7.19
|
7.44
|
7.49
|
$0-$600
|
$0
|
$0
|
$0-$600
|
100
|
| Community First Credit Union |
7.74
|
7.29
|
6.99
|
12
|
Fixed
|
7.19
|
7.19
|
7.19
|
|
|
$500
|
$180-$205
|
$335.45-$360
|
$1040-$1040.45
|
95
|
| Comtax Credit Union |
6.99
|
|
|
|
|
|
|
|
|
|
$250
|
$250
|
$500
|
$1000
|
80
|
| CUA |
7.62
|
7.24
|
6.79
|
12
|
Variable
|
6.09
|
6.09
|
6.49
|
7.19
|
7.29
|
$600
|
$0
|
$0
|
$795
|
97
|
| Delany Financial |
7.85
|
|
|
|
|
|
|
|
|
|
$0
|
$250
|
$275
|
$1970
|
95
|
| Economy Home Loans |
8.70
|
|
8.65
|
60
|
Variable
|
|
9.16
|
9.49
|
|
9.62
|
$250-$645
|
$0
|
$0
|
$250-$995
|
97
|
| ELC - Electronic Loan Company |
7.50
|
|
5.74
|
6
|
Variable
|
|
|
|
|
|
$0
|
$0-$236.5
|
$0-$396
|
$0-$632.5
|
100
|
| EMortgage |
7.99
|
|
|
|
|
|
|
|
|
|
$595
|
$0
|
$0
|
$745
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Encompass Credit Union |
6.65
|
8.59
|
6.25
|
12
|
Variable
|
5.99
|
6.29
|
6.79
|
|
7.75
|
$350
|
$200
|
$360
|
$910
|
97
|
| Gateway Credit Union |
6.49
|
|
5.99
|
12
|
Fixed
|
6.39
|
6.59
|
6.99
|
|
|
$0
|
$230-$300
|
$390-$600
|
$620-$900
|
95
|
| GE Money |
8.97
|
|
|
|
|
|
9.19
|
9.29
|
|
9.49
|
$0
|
$0
|
$0
|
$0
|
95
|
| Homeloans Ltd |
6.09
|
|
|
|
|
5.09
|
6.24
|
6.69
|
7.54
|
7.49
|
$499-$564
|
$0
|
$230-$350
|
$794-$1001.5
|
95
|
| HomeSide Lending |
6.67
|
6.53
|
5.59
|
12
|
Fixed
|
5.99
|
5.99
|
6.69
|
6.99
|
6.99
|
$300-$600
|
$0
|
$0
|
$300-$600
|
95
|
| HSBC |
7.74
|
7.13
|
6.61
|
12
|
Variable
|
5.80
|
7.15
|
7.39
|
7.39
|
7.39
|
$500
|
$0
|
$0
|
$650
|
97
|
| Illawarra Credit Union |
6.20
|
6.27
|
7.80
|
12
|
Variable
|
5.95
|
5.95
|
5.95
|
|
6.48
|
$600
|
$0
|
$357.5
|
$957.5
|
95
|
| IMB |
7.70
|
7.17
|
6.70
|
12
|
Variable
|
6.59
|
6.89
|
6.99
|
7.39
|
7.39
|
$295
|
$0
|
$313.5
|
$758.5
|
100
|
| ING Direct |
7.19
|
7.19
|
|
|
|
5.79
|
5.79
|
6.19
|
7.29
|
7.29
|
$0-$499
|
$0
|
$220
|
$220-$719
|
95
|
| Intech Credit Union Limited |
6.61
|
|
|
|
|
|
|
|
|
|
$275
|
$200-$235
|
$360-$365
|
$875-$1035
|
95
|
| Laiki Bank |
6.20
|
|
|
|
|
|
|
|
|
|
$0
|
$200
|
$360
|
$560
|
95
|
| Liberty Financial |
11.00
|
|
|
|
|
|
|
|
|
|
$0
|
$275
|
$550-$690
|
$0-$825
|
100
|
| LoanAustralia |
6.79
|
6.56
|
|
|
|
|
|
|
|
|
$350
|
$0
|
$330
|
$0-$1180
|
100
|
| Members Equity Bank |
7.24
|
|
|
|
|
6.10
|
|
6.79
|
|
7.25
|
$0
|
$0
|
$0
|
$0
|
95
|
| Morgan Brooks DIRECT |
6.06
|
8.75
|
5.45
|
12
|
Variable
|
|
|
|
|
|
$0-$500
|
$265
|
$435
|
$700-$1200
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Mortgage House |
6.11
|
5.81
|
5.41
|
3
|
Variable
|
|
|
|
|
|
$300
|
$0
|
$0
|
$500-$599.95
|
90
|
| MyLoan MyWay |
6.06
|
|
|
|
|
5.30
|
5.85
|
6.35
|
7.15
|
7.15
|
$0
|
$0
|
$0
|
$0-$395
|
97
|
| MyRate |
5.99
|
|
|
|
|
5.20
|
5.75
|
6.25
|
7.05
|
7.05
|
$0
|
$0
|
$0
|
$0
|
95
|
| NAB |
7.74
|
7.33
|
6.65
|
12
|
Variable
|
5.39
|
5.49
|
6.09
|
6.49
|
6.49
|
$600
|
$0
|
$0
|
$600
|
100
|
| Nationwide Mortgage |
6.25
|
|
|
|
|
6.09
|
|
7.06
|
|
7.36
|
$0-$395
|
$220
|
$490
|
$710
|
90
|
| Newcastle Permanent Building Society |
7.56
|
7.16
|
6.86
|
12
|
Variable
|
5.89
|
5.84
|
6.69
|
6.99
|
6.99
|
$0-$400
|
$0
|
$0
|
$0
|
100
|
| NSW Teachers Credit Union |
6.69
|
6.35
|
5.89
|
12
|
Fixed
|
5.99
|
5.99
|
6.49
|
|
|
$150-$200
|
$0-$250
|
$0
|
$150-$600
|
100
|
| one direct |
6.97
|
|
|
|
|
5.15
|
5.69
|
6.09
|
6.44
|
6.78
|
$0
|
$0
|
$0
|
$60
|
90
|
| Police Department Employees Credit Union |
6.85
|
|
|
|
|
|
|
|
|
|
$545
|
$0
|
$0
|
$545
|
93
|
| QuickDirect |
7.04
|
|
|
|
|
5.59
|
6.24
|
6.69
|
7.39
|
7.39
|
$0
|
$0
|
$0
|
$0
|
95
|
| RAMS Home Loans |
6.69
|
6.09
|
5.69
|
24
|
Variable
|
5.79
|
5.59
|
5.99
|
6.29
|
6.29
|
$395
|
$200
|
$0
|
$595-$845
|
100
|
| RESI Mortgage Corporation |
6.62
|
|
5.57
|
12
|
Variable
|
6.20
|
|
7.17
|
|
7.47
|
$0-$550
|
$0-$236.5
|
$0-$396
|
$0
|
95
|
| Select Credit Union |
6.14
|
|
|
|
|
|
|
6.89
|
|
|
$0
|
$187
|
$360
|
$547
|
95
|
| SERVICE ONE Members Banking |
6.65
|
6.15
|
|
|
|
7.00
|
|
7.00
|
|
7.25
|
$600
|
$0
|
$0
|
$600
|
97
|
| St. George Bank |
6.89
|
6.17
|
5.76
|
12
|
Variable
|
5.84
|
5.64
|
5.99
|
6.29
|
6.29
|
$0-$700
|
$0
|
$0
|
$100-$800
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Suncorp |
7.80
|
7.22
|
7.19
|
12
|
Fixed
|
7.19
|
7.29
|
7.04
|
|
7.89
|
$600
|
$0
|
$0
|
$600
|
100
|
| Sydney Credit Union |
6.91
|
6.35
|
6.11
|
12
|
Fixed
|
|
5.89
|
6.49
|
|
|
$200
|
$192.5-$200
|
$360
|
$752.5-$760
|
100
|
| Trustar Mortgage |
6.69
|
6.09
|
5.94
|
12
|
Variable
|
6.58
|
6.57
|
6.59
|
6.65
|
6.63
|
$0-$300
|
$220-$300
|
$270-$407.5
|
$490-$982.5
|
97
|
| Unicom Credit Union |
6.75
|
6.27
|
7.80
|
12
|
Variable
|
5.95
|
5.95
|
5.95
|
|
6.48
|
$600
|
$0
|
$357.5
|
$957.5
|
95
|
| Virgin Money |
7.34
|
|
|
|
|
|
|
7.45
|
|
7.65
|
$0
|
$0
|
$490
|
$490
|
95
|
| Wagga Mutual Credit Union |
6.57
|
|
5.57
|
12
|
Variable
|
|
|
|
|
|
$0
|
$275
|
$360
|
$635
|
95
|
| Westpac Banking Corporation |
7.71
|
|
|
|
|
5.99
|
5.79
|
5.19
|
6.49
|
6.49
|
$600
|
$0
|
$0
|
$600
|
100
|
| Wizard Home Loans |
7.74
|
6.33
|
|
|
|
|
|
|
|
|
$100
|
$0
|
$0
|
$760
|
100
|
| Yes Home Loans |
9.29
|
7.69
|
|
|
|
6.00
|
6.38
|
6.72
|
7.03
|
7.11
|
$395-$450
|
$220-$385
|
$220-$445
|
$835-$1555
|
97
|
| A M O |
6.41
|
5.32
|
6.46
|
12
|
Variable
|
5.41
|
5.96
|
6.46
|
7.13
|
7.20
|
$300-$1000
|
$0
|
$440
|
$740-$1440
|
95
|
| Adelaide Bank |
6.80
|
7.27
|
|
|
|
5.99
|
5.89
|
6.49
|
6.99
|
6.99
|
$595
|
$0
|
$0
|
$695
|
100
|
| AIMS Home Loans |
6.63
|
|
6.09
|
12
|
Variable
|
|
|
|
|
|
$660
|
$0
|
$0
|
$660
|
95
|
| AMP Banking |
7.37
|
7.22
|
6.69
|
12
|
Fixed
|
6.99
|
6.99
|
6.99
|
|
7.49
|
$0
|
$0
|
$295
|
$545
|
100
|
| ANZ Bank |
7.74
|
7.04
|
|
|
|
5.99
|
5.99
|
6.19
|
6.59
|
6.84
|
$600
|
$0
|
$0
|
$600
|
90
|
| Arab Bank |
6.95
|
6.24
|
5.34
|
6
|
Variable
|
5.79
|
5.79
|
5.79
|
6.19
|
6.19
|
$0-$600
|
$0
|
$0
|
$0-$600
|
95
|
|
Institution |
Variable Rate |
Basic Rate |
Introductory |
Fixed Rates (yrs) |
Fees |
LVR |
|
Rate |
Term |
Type |
1 |
2 |
3 |
4 |
5 |
Applic. |
Valuat. |
Legal |
Total |
| Aussie |
6.65
|
6.19
|
|
|
|
6.29
|
6.49
|
6.49
|
6.79
|
6.89
|
$300
|
$200
|
$0
|
$675
|
90
|
