General Details
Institution: Westpac Banking Corporation
 Contact Number: 13 19 00
Product Name: Westpac Altitude Platinum
 Apply: n/a

Product Details
Card Type: Visa, Mastercard, American Express
 Status Level: Platinum
Account Type: Credit
 Purchase Rate: 17.74%
Cash Advance Rate: 19.99%
Intro Rate: -
Intro Term: -
Balance Transfer: 3.99
Free Days: 45
 Min Repayment: 2

Fees
Annual Card Fee: $295.00
 Annual Rewards Fee: -
Late Payment Fee: $35.00
 Duplicate Statement Fee: $7.50
Trans Verification Fee: -
Reinstatement Fee: -
Over Limit Fee: $35.00
 Over Limit Fee Charged When Over: 1
OS ATM Fee Balance: -
OS ATM Fee Withdrawal: $2.50
OS Emergency Card Fee: -
Interest Charged From: PurchaseDate
Annual Fee Waiver:



Features
Overseas ATM Availability: Cirrus
 Interest Paid On Credit Balance:
Purchase Insurance:
Auto Travel Insurance: true
Loan Application Fee Discount:
Comments: Overseas ATM withdrawal fee clarification: -for accounts in credit after a cash advance-$2.50 charged for the transaction -for accounts in debit after a cash advance-the charge will be 1.5% of the amount (min fee-

Rewards
Rewards Program Avail:
Program Name: Altitude
Program Partners: Air New Zealand, Malaysian Airlines, Virgin Blue, Singapore Airlines
 Points per Dollar: 3.00
Bonus Points Avail:
Bonus Point Partners: About 2,000 bonus partners offering up to an extra 2 bonus points per dollar spent at their outlets
Number of Bonus Points: 2000
 Lifetime of Points (mths): -
Conditions: Points never expire as long as you remain an Altitude customer. Spend for $100 reward assumes all spending is with linked Altitude Platinum American Express Card.


Frequent Flyers
Conversion to Frequent Flyers:
Rewards to Frequent Flyer Ratio: .50
Domestic Airlines: Singapore Airlines - Krisflyer Malaysian Airlines - Enrich Virgin Blue - Velocity Air New Zealand - Airpoints Dollars
International Airlines: Altitude Travel enables bookings by all international and domestic airlines when flights depart Australia