 |
| General Details |
|---|
|
Institution: |
St. George Bank
|
Contact Number: |
13 33 30
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|
|
Product Name: |
Commercial Overdraft
|
Apply: |
n/a
|
|
|
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| Product Details |
|---|
|
Loan Type: |
Overdraft
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Repayment Type: |
Principal & Interest
|
|
|
Security Type: |
Multi
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Min Margin: |
-
|
|
|
Max Margin: |
-
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Interest Calculated: |
Daily
|
|
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Min Loan Amount: |
-
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Max Loan Amount: |
-
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|
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Min Loan Term: |
-
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Max Loan Term: |
-
|
|
|
LVR: |
80
|
Is LVR Negotiable: |
False
|
|
|
Terms & Conditions Avail: |
|
Overdraft Annual Review: |
|
|
|
|
| Interest Rates |
|---|
|
Variable Rate: |
9.55%
|
Base Rate: |
9.55%
|
|
|
Default Rate: |
-
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1 Yr Fixed: |
-
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|
|
2 Yr Fixed: |
-
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3 Yr Fixed: |
-
|
|
|
4 Yr Fixed: |
-
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5 Yr Fixed: |
-
|
|
|
6 Yr Fixed: |
-
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7 Yr Fixed: |
-
|
|
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|
| Fees |
|---|
|
Establishment Fee: |
600
|
Line Fee: |
-
|
|
|
Valuation Fee: |
at cost
|
Legal Fee: |
at cost
|
|
|
Limit Fee: |
-
|
Unused Limit Fee: |
-
|
|
|
Drawdown Fee: |
-
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Overdraft Fee: |
-
|
|
|
Discharge Fee: |
-
|
Over Limit Fee: |
$38.00
|
|
|
Temp Overdraft Fee: |
$200.00
|
Switching Fee: |
-
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|
|
Service Fee: |
$10.00
|
Service Fee Frequency: |
Monthly
|
|
|
Early Termination Fee: |
0
|
Comments: |
Application, Line and Temp OD Fee based on $100K limit.
Fees are minimums - will be detailed on application.
|
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| Access to Account |
|---|
|
Redraw Avail: |
|
Redraw Fee: |
-
|
|
|
Cheque Access: |
|
Cheque Fee: |
$0.40
|
|
|
Credit Card Access: |
|
Credit Card Fee: |
-
|
|
|
ATM Access: |
|
ATM Fee: |
$0.40
|
|
|
EFTPOS Access: |
|
EFTPOS Fee: |
$0.40
|
|
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Phone Access: |
|
Phone Fee: |
$0.20
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|
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Internet Access: |
|
Internet Fee: |
$0.20
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Business Card Avail: |
|
Business Card Fee: |
-
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Other Access: |
|
Other Fee: |
-
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