 |
| General Details |
|---|
|
Institution: |
ANZ Bank
|
Contact Number: |
13 13 14
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|
|
Product Name: |
Business Overdraft (Over $50,000) - Unsecured
|
Apply: |
n/a
|
|
|
|
| Product Details |
|---|
|
Loan Type: |
Overdraft
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Repayment Type: |
Principal & Interest
|
|
|
Security Type: |
Unsecured
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Min Margin: |
-
|
|
|
Max Margin: |
-
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Interest Calculated: |
Daily
|
|
|
Min Loan Amount: |
$50,000.00
|
Max Loan Amount: |
-
|
|
|
Min Loan Term: |
-
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Max Loan Term: |
-
|
|
|
LVR: |
|
Is LVR Negotiable: |
True
|
|
|
Terms & Conditions Avail: |
|
Overdraft Annual Review: |
|
|
|
|
| Interest Rates |
|---|
|
Variable Rate: |
11.46%
|
Base Rate: |
7.67%
|
|
|
Default Rate: |
-
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1 Yr Fixed: |
-
|
|
|
2 Yr Fixed: |
-
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3 Yr Fixed: |
-
|
|
|
4 Yr Fixed: |
-
|
5 Yr Fixed: |
-
|
|
|
6 Yr Fixed: |
-
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7 Yr Fixed: |
-
|
|
|
|
| Fees |
|---|
|
Establishment Fee: |
600
|
Line Fee: |
$750.00
|
|
|
Valuation Fee: |
|
Legal Fee: |
|
|
|
Limit Fee: |
-
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Unused Limit Fee: |
-
|
|
|
Drawdown Fee: |
-
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Overdraft Fee: |
-
|
|
|
Discharge Fee: |
-
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Over Limit Fee: |
-
|
|
|
Temp Overdraft Fee: |
-
|
Switching Fee: |
-
|
|
|
Service Fee: |
-
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Service Fee Frequency: |
n/a
|
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Early Termination Fee: |
|
Comments: |
Note that the service fee is tiered as follows:
$50,000 to $99,999 - $750 per annum
$100,000 to $149,999 - $1,000 per annum
$150,000 to $499,999 - $1,250 per annum
$500,000 and above - $1,500 per annum
|
|
|
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| Access to Account |
|---|
|
Redraw Avail: |
|
Redraw Fee: |
-
|
|
|
Cheque Access: |
|
Cheque Fee: |
-
|
|
|
Credit Card Access: |
|
Credit Card Fee: |
-
|
|
|
ATM Access: |
|
ATM Fee: |
-
|
|
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EFTPOS Access: |
|
EFTPOS Fee: |
-
|
|
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Phone Access: |
|
Phone Fee: |
-
|
|
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Internet Access: |
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Internet Fee: |
-
|
|
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Business Card Avail: |
|
Business Card Fee: |
-
|
|
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Other Access: |
|
Other Fee: |
-
|
|
|
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