INFOCHOICE | Banking

NSW TRANSACTION ACCOUNTS

Select up to three services and click COMPARE for a more detailed comparison of their features.

Institution	Product Name	Access		Interest Rates										Min Open	Min Bal	Int Paid
Institution	Product Name	Main	Other	<1,000	>1,000	>2,000	>5,000	>10,000	>20,000	>50,000	>100,000	>250,000	>500,000	Min Open	Min Bal	Int Paid
NAB	NAB Classic Banking	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01			Q
NAB	NAB eBanking	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01			Q
NAB	NAB Gold Banking	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01			Q
Newcastle Permanent Building Society	Mortgage Offset Account	Card/statement	Counter, Card/ATM, Internet, Phone		0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1		n/a
Newcastle Permanent Building Society	Statement Savings Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1		H
NSW Teachers Credit Union	Everyday Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.05	0.05	0.10	0.10	0.10	0.10			M
Police Department Employees Credit Union	Budget Manager Account	Card/Statement	Counter, Internet, Phone	0.25	0.25	0.25	0.25	0.25	0.25	0.25	0.25	0.25	0.25			H
Police Department Employees Credit Union	Easy Access Account	Card/Statement	Counter, Card/ATM, Internet, Phone		0.10	0.10	0.10	0.10	0.20	0.30	0.30	0.30	0.30			H
Select Credit Union	Select Edvest (age 50+ account)	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post			0.80	1.00	1.00	1.00	2.55	2.55	2.55	2.55	$1		M
Select Credit Union	Select Transaction account	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.15	0.15	0.15	0.15	0.15	0.15	0.15	0.15	0.15	0.15	$1		H
SERVICE ONE Members Banking	Day to Day Account	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10			Y
St. George Bank	Business Cheque Account Plus	Card/Statement	Counter, Card/ATM, Internet, Phone				0.01	0.01	0.01	0.01	0.25	0.75	0.85	$1		M
St. George Bank	Complete Freedom	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post											$1		n/a
St. George Bank	Concession Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post											$1		n/a
St. George Bank	Express Freedom	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post											$1		n/a
Institution	Product Name	Access		Interest Rates										Min Open	Min Bal	Int Paid
Institution	Product Name	Main	Other	<1,000	>1,000	>2,000	>5,000	>10,000	>20,000	>50,000	>100,000	>250,000	>500,000	Min Open	Min Bal	Int Paid
St. George Bank	Freedom Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1		Q
St. George Bank	Simply Freedom	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post											$1		n/a
St. George Bank	St.George Sense Everyday (must be linked to a St.George Sense Savings Account)		Counter, Card/ATM, Internet, Phone, bank@post											$1		n/a
Suncorp	Everyday Basics Account		Counter, Card/ATM, Internet, Phone, Other													n/a
Suncorp	Everyday Options Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01			H
Sydney Credit Union	Access Savings Account	Card/Statement	Counter, Card/ATM, Internet, Phone						0.05	0.10	0.10	0.10	0.10			D
Unicom Credit Union	Access Accounts	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.05	0.15	0.50	0.75	0.75	0.75	$1	$1	Q
Unicom Credit Union	UniSaver Account	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.05	0.15	0.50	0.75	0.75	0.75	$1	$1	Q
Westpac Banking Corporation	Basic Account	Card/Statement	Counter, Card/ATM, Internet, Phone													n/a
Westpac Banking Corporation	Choice	Card/Statement	Counter, Card/ATM, Internet, Phone													n/a
Westpac Banking Corporation	Choice eAccount	Card/Statement	Counter, Card/ATM, Internet, Phone													n/a
Westpac Banking Corporation	Choice Student		Counter, Card/ATM, Internet, Phone													n/a
Westpac Banking Corporation	Classic Plus	Card/Statement	Counter, Card/ATM, Internet, Phone													n/a
AMP Banking	AMP First		Card/ATM, Internet, Phone, Link to any account	4.90	4.90	4.90	4.90	4.90	4.90	4.90	4.90	4.90	4.90			M
AMP Banking	eASYTransact	Card/Statement	Card/ATM, Internet, Phone, Link to any account													M
Institution	Product Name	Access		Interest Rates										Min Open	Min Bal	Int Paid
Institution	Product Name	Main	Other	<1,000	>1,000	>2,000	>5,000	>10,000	>20,000	>50,000	>100,000	>250,000	>500,000	Min Open	Min Bal	Int Paid
AMP Banking	Transact	Card/Statement	Card/ATM, Cheque, Internet, Phone, Statement	0.25	0.45	0.45	0.75	0.75	1.25	1.75	2.25	2.25	2.25			M
ANZ Bank	ANZ Access Advantage	Card/Statement	Counter, Card/ATM, Internet, Phone							0.01	0.02	0.02	0.02			Q
ANZ Bank	ANZ Access Advantage with ANZ Seniors Privilege	Card/Statement	Counter, Card/ATM, Internet, Phone							0.01	0.10	0.10	0.10			Q
ANZ Bank	ANZ Access Select	Card/Statement	Counter, Card/ATM, Internet, Phone													n/a
Arab Bank	Statement Account	Card/Statement	Counter, Card/ATM, Internet			0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	$1		M
Bananacoast Community Credit Union	Business Cheque Account S11	Card/Statement	Counter, Card/ATM, Internet, Phone, Resticted	0.25	0.25	0.25	1.00	1.00	1.50	2.25	2.50	3.25	3.75			H
Bananacoast Community Credit Union	Clubs & Society Account - S20	Card/Statement	Counter, Internet, Phone	0.35	0.35	0.35	1.65	2.50	2.50	2.50	2.50	2.50	2.50			H
Bananacoast Community Credit Union	Community Saver Account - S60	Online	Counter, Internet, Phone	1.25	1.25	2.75	3.25	3.25	3.50	3.75	3.75	3.75	3.75			M
Bananacoast Community Credit Union	Personal Savings Account - S1	Card/Statement	Counter, Card/ATM, Internet, Phone		0.05	0.05	0.05	0.10	0.25	0.50	0.50	0.50	0.50			H
Bank of Queensland	Reverse Charges Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1	$1	Q
Bank of Queensland	Ultimate	Card/Statement	Counter, Card/ATM, Internet, Phone	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1	$1	Q
Bankstown City Credit Union	MoneyMAX Access	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.20	0.20	0.20	0.30	0.30	0.30	0.50	0.50	0.50	1.00	$1	$1	M
BankWest	Bankwest Hero Transaction Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	4.00	4.00	4.00										M
BankWest	Bankwest Zero Transaction Account	Online	Counter, Card/ATM, Internet, Phone, bank@post													n/a
BankWest	Lite Direct Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1	$1	Q
Institution	Product Name	Access		Interest Rates										Min Open	Min Bal	Int Paid
Institution	Product Name	Main	Other	<1,000	>1,000	>2,000	>5,000	>10,000	>20,000	>50,000	>100,000	>250,000	>500,000	Min Open	Min Bal	Int Paid
BankWest	Lite Transaction Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	$1	$1	Q
Citibank	Citibank Citicash Account	Card/Statement	Card/ATM, Internet, Phone											$10000		M
Citibank	Citibank Citicheque Account	Card/Statement	Card/ATM, Internet, Phone											$10000		D
Citibank	Citibank Plus Transaction Account	Online	Card/ATM, Internet, Phone, bank@post, Other													n/a
Commonwealth Bank	Debit MasterCard - Complete Access		Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.05	0.20	0.20	0.20			Q
Commonwealth Bank	Debit MasterCard - Smart Access		Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.05	0.20	0.20	0.20			Q
Commonwealth Bank	Streamline e-Access	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.05	0.20	0.20	0.20			Q
Commonwealth Bank	Streamline Unlimited	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.01	0.05	0.20	0.20	0.20			Q
Community First Credit Union	Access Account	Card/Statement	Counter, Card/ATM, Internet, Phone						0.10	0.25	0.25	0.25	0.25			Q
Community First Credit Union	Powerup Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.10	0.50	0.50	0.75	1.00	1.00	1.50	1.50	1.50	1.50			Q
Comtax Credit Union	Everyday Living (s1)	Card/Statement	Card/ATM, Internet, Phone	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10	0.10			H
CUA	Freedom Plus	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50			H
CUA	Platinum Plus	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.50	0.50	0.50	1.15	1.15	1.15	2.65	2.65	2.65	2.65			H
CUA	Prime Access	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.01	0.01	0.01	0.01	0.01	0.20	0.50	0.50	0.50	0.50			M
Elders Rural Bank	Everyday Account	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.15	0.15	0.20	0.20	0.20	0.20	$1	$1	M
Institution	Product Name	Access		Interest Rates										Min Open	Min Bal	Int Paid
Institution	Product Name	Main	Other	<1,000	>1,000	>2,000	>5,000	>10,000	>20,000	>50,000	>100,000	>250,000	>500,000	Min Open	Min Bal	Int Paid
Elders Rural Bank	Everyday Community Account	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.15	0.15	0.15	0.15	0.50	0.50	0.50	0.75	1.00	1.00	$1	$1	M
Encompass Credit Union	Access Plus Savings Account	Card/Statement	Card/ATM, Cheque, Internet, Phone, Statement, Counter, bank@post	0.01	0.01	0.01	0.01	0.01	0.10	0.25	0.50	NaN	NaN			M
HSBC	Multi Currency Account (AUD)	Card/Statement	Counter, Internet, Phone			0.25	0.25	0.50	0.50	0.50	0.50	0.50	0.50			M
HSBC	Online Savings Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.75	0.75	0.75	1.50	1.50	1.50	3.00	$2000		M
HSBC	Savings Cheque Account	Card/Statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.20	0.20	0.20	$1000		M
Illawarra Credit Union	Access Accounts	Cheque	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.05	0.15	0.50	0.75	0.75	0.75	$1	$1	BM
Illawarra Credit Union	UniSaver	Card/statement	Counter, Card/ATM, Internet, Phone, bank@post	0.05	0.05	0.05	0.05	0.05	0.15	0.50	0.75	0.75	0.75	$1	$1	Q
IMB	IMB Everyday Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.10	0.10	0.10	0.15	0.15	0.25	0.75	0.75	0.75	0.75	$1		H
IMB	IMB Everyday Unlimited		Counter, Card/ATM, Internet, Phone, bank@post, Other											$1	$1	n/a
ING Direct	Orange Everyday		Card/ATM, Internet, Phone, bank@post													n/a
Intech Credit Union Limited	Access Savings Account	Card/Statement	Counter, Card/ATM, Internet, Phone	0.05	0.05	0.05	0.05	0.10	0.10	0.30	0.30	0.30	0.30			H
Laiki Bank	Easylife Account		Counter, Card/ATM, Internet											$1	$1	n/a
Members Equity Bank	InterestME Savings Account	Online	Counter, Card/ATM, Internet, Phone, bank@post	0.25	0.25	0.25	3.50	3.50	3.50	3.50	3.50	3.50	3.50			M