NSW ONLINE SAVINGS ACCOUNTS



Select up to three services and click COMPARE for a more detailed comparison of their features.



 Institution Product Name Access Interest Rates Min Open Min Bal Int Paid
Main Other <1,000 >1,000 >2,000 >5,000 >10,000 >20,000 >50,000 >100,000 >250,000 >500,000
RaboPlus RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.50%)
Internet
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
RaboPlus RaboPlus Savings Account
 Online
 Internet
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 $1
M
Select Credit Union SelectDIRECT - Internet based account
 Online
 Internet, Phone
 0.25
 0.25
 0.25
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 $1
 $1
 M
St. George Bank Direct Saver from St.George (1.55% bonus fixed for 4 months on new accounts)
Internet, Phone
 3.95
 3.95
 3.95
 3.95
 3.95
 3.95
 3.95
 3.95
 3.95
 3.95

M
St. George Bank directsaver from dragondirect (promo rate for new customers)
 Card/statement
 Internet, Phone
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75

M
St. George Bank St.George Sense Savings Account (must be linked to the St.George Sense Everyday Account)
Counter, Card/ATM, Internet, Phone
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85

M
Suncorp eOptions High Interest Online Savings
 Online
 Counter, Internet, Phone
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00

M
Unicom Credit Union iQ Saver
 Online
 Internet, Phone

4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 $1
 $1
 D
Westpac Banking Corporation eSaver (earn up to 5.25% for 4 months, on new accounts opened before 11 January 2009)

Internet, Phone
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
AMP Banking eASYSaver Account
Internet, Phone
 3.55
 3.55
 3.55
 3.55
 3.55
 3.55
 3.55
 3.55
 3.55
 3.55

M
AMP Banking eASYSaver Account (Bonus rate for new accounts opened until 30 April 2009)
Internet, Phone
 5.00
 5.00
 5.00
 5.00
 5.00
 5.00
 5.00
 5.00
 5.00
 5.00

M
ANZ Bank ANZ Online Saver (Apply by 1 March 2010 and receive an additional 1.25% above std variable rate until 30 May 2010) (Online)
 Card/statement
 Counter, Internet, Phone
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00

M
ANZ Bank ANZ SmartyPig Account
Internet
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 4.50
 $10
 $10
 Q
Arab Bank Online Savings Account
Counter, Card/ATM, Internet, Other
 4.80
 4.80
 4.80
 4.80
 4.80
 4.80
 4.80
 4.80
 4.80
 4.80
 $1
M
Asgard eCASH
 Online
 Internet, Phone
 3.90
 3.90
 3.90
 3.90
 3.90
 3.90
 3.90
 3.90
 3.90
 3.90
$1000
 M

Institution Product Name Access Interest Rates Min Open Min Bal Int Paid
Main Other <1,000 >1,000 >2,000 >5,000 >10,000 >20,000 >50,000 >100,000 >250,000 >500,000
Asgard eCASH (Promotional Bonus Rate until 31 March 2009)
Internet, Phone
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
 2.85
$1000
 M
Bananacoast Community Credit Union BCU Direct Saver Online S16
 Online
 Internet, Phone
3.25
 3.25
 3.75
 3.75
 3.75
 3.75
 3.75
 4.00
 4.00
 $1000
M
Bank of Queensland WebSavings Account
 Online
 Counter, Internet, Phone
 0.01
 0.01
 3.25
 3.25
 3.25
 3.25
 3.25
 3.25
 3.25
 3.25
 $1
 $1
 M
Bank of Queensland WebSavings Account (additional interest of 2.05%p.a. will be paid until 30 April, 2010)
Counter, Internet
 0.01
 0.01
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
Bankstown City Credit Union MoneyMAX Online Plus
Internet, Phone
 2.00
 2.00
 2.00
 2.00
 2.50
 2.50
 3.50
 3.50
 3.50
 4.80
 $1
 $1
 M
BankWest Bankwest Smart eSaver (Smart Rate if no withdrawals)
Internet, Phone, Link to any account
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 $1
M
BankWest TeleNet Saver (Special Introductory Interets Rate for 12 months - variable)
Internet, Phone, Link to any account
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 $1
M
BankWest TeleNet Saver (Special introductory rate for 12 months)
Internet, Phone
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
Citibank Citibank Online Cash Manager
 Online
 Card/ATM, Internet, Phone, bank@post
 0.10
 0.10
 0.10
 0.10
 0.15
 0.15
 0.25
 1.90
 2.00
 2.00

M
Citibank Citibank Online Saver
Internet, Phone, Link to any account
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
Citibank Citibank Online Saver (variable intro rate for 6 months from account opening)
Internet, Phone, Link to any account
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
Citibank Citibank Plus Linked Savings Account
 Online
 Internet, Phone, Resticted
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
Citibank Citibank Ultimate Saver
 Online
 Card/ATM, Internet, Phone, bank@post, Other



4.50
 4.50
 4.50
 4.50
 4.50
 4.50
$10000
 M
Citibank Citibank Ultimate Saver (variable intro rate on portion of balance from $10k to $1mill)
Card/ATM, Internet, Phone



5.30
 5.30
 5.30
 5.30
 5.30
 5.30
 $1
 $10000
 M
Commonwealth Bank NetBank Saver (For new NetBank Saver accounts opened until 31 March 2010)
 Online
 Internet, Phone
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75

M

Institution Product Name Access Interest Rates Min Open Min Bal Int Paid
Main Other <1,000 >1,000 >2,000 >5,000 >10,000 >20,000 >50,000 >100,000 >250,000 >500,000
Comtax Credit Union Easy Saver (S4)
Internet
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 $1
 $1
 M
CUA eSaver
 Online
 Counter, Internet, Phone
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
Easy Street Financial Services EasySavings
 Online
 Internet
 4.10
 4.10
 4.10
 4.10
 4.10
 4.10
 4.10
 4.10
 4.10
 4.10
 $2
M
Elders Rural Bank RBonline Savings
 Online
 Internet, Phone
 5.10
 5.10
 5.10
 5.10
 5.10
 5.10
 5.10
 5.10
 5.10
 5.10

M
Encompass Credit Union Emoney Account
 Online
 Internet, Phone
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 5.25
 5.25

M
Ford Co operative Credit Union Online Saver Account
 Card/statement
 Internet, Phone
 4.30
 4.30
 4.30
 4.30
 4.30
 4.30
 4.30
 4.30
 4.30
 4.30
$1
 M
Gateway Credit Union eMax Saver
 Online
 Counter, Internet, Phone, Other
 0.10
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
HSBC HSBC Serious Saver (until 15/3/10 for new accounts opened between 7/9/09 & 29/12/09)
 Online
 Internet, Phone
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00

M
HSBC Online Savings Account
 Card/Statement
 Counter, Card/ATM, Internet, Phone, bank@post
 0.05
 0.05
 0.05
 0.75
 0.75
 0.75
 0.75
 0.75
 0.75
 2.25
 $2000
M
Illawarra Credit Union iQSaver
 Online
 Counter, Internet, Phone

4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 4.00
 $1
 $1
 M
ING Direct Savings Accelerator (Interest Rate of 4.75% p.a for balances $50,000.00 and above)
Internet, Phone
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 4.75
 4.75
 4.75
 4.75

M
ING Direct Savings Maximiser
Internet, Phone
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
ING Direct Savings Maximiser (intro rate for new accounts opened before 17 April 2009)
Internet, Phone
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75
 4.75

M
Intech Credit Union Limited iSaver
 Online
 Internet, Phone
 3.00
 3.00
 3.00
 3.00
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
Laiki Bank Smart Net Account
Counter, Internet
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 $1
 $1
 M

Institution Product Name Access Interest Rates Min Open Min Bal Int Paid
Main Other <1,000 >1,000 >2,000 >5,000 >10,000 >20,000 >50,000 >100,000 >250,000 >500,000
Members Equity Bank ME Online Savings Account
 Online
 Internet, Phone
 4.85
 4.85
 4.85
 4.85
 4.85
 4.85
 4.85
 4.85
 4.85
 4.85

M
NAB NAB iSaver (1.65% on top of the standard rate for 4 mths on new accounts opened until 12/01/10)
Internet, Phone
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50
 3.50

M
NAB NAB iSaver (Introductory rate for new accounts opened until 8 May 2009)
Internet, Phone
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
NSW Teachers Credit Union Online Savings Account
 Online
 Internet, Phone
 0.10
 0.10
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25
 4.25

M
one direct high interest saver
 Card/statement
 Internet, Phone, Link to any account
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75
 3.75

M
Police Department Employees Credit Union Online Super Saver Account
 Online
 Internet, Phone
 1.10
 1.10
 1.10
 3.25
 3.25
 3.25
 3.25
 3.25
 3.25
 3.25

Q