 |
| General Details |
|---|
|
Institution: |
Bananacoast Community Credit Union
|
Contact Number: |
1300 228 228
|
|
|
Product Name: |
BCU Direct Saver Online S16
|
Apply: |
n/a
|
|
|
Account Type: |
Online Savings
|
Usage: |
Personal
|
|
|
Main Account Access: |
Online
|
Other Account Access: |
Internet, Phone
|
|
|
Minimum Open: |
$1,000.00
|
Minimum Balance: |
-
|
|
|
Interest Calculated: |
Daily
|
Interest Paid: |
Monthly
|
|
|
Cheque Clearance: |
-
|
|
| |
|
|
| Interest Rates |
|---|
|
Rate < $1,000: |
-
|
Rate > $1,000: |
3.70%
|
|
|
Rate > $2,000: |
3.70%
|
Rate > $5,000: |
4.10%
|
|
|
Rate > $10,000: |
4.10%
|
Rate > $20,000: |
4.40%
|
|
|
Rate > $50,000: |
4.40%
|
Rate > $100,000: |
4.60%
|
|
|
Rate > $250,000: |
5.00%
|
Rate > $500,000: |
5.00%
|
|
|
Bonus Interest: |
-
|
Bonus Interest Notes: |
|
|
|
|
| Features |
|---|
|
Is Step Account: |
|
Daily ATM Withdrawal Limit: |
$1,000.00
|
|
|
Free Electronic Trans Per Month: |
Unlimited
|
Free Over the Counter Trans Per Month: |
Unlimited
|
|
|
Is Fee Rebate: |
|
Rebate Calculation: |
Refer PDS
|
|
|
O/Seas ATM Facilities: |
|Cirrus|Maestro|
|
Cheque Deposit Avail: |
|
|
|
Cheque Withdrawal Avail: |
|
Direct Credit Avail: |
|
|
|
Direct Debit Avail: |
|
BPAY Avail: |
|
|
|
|
| Fees |
|---|
|
Fee Per Month: |
$6.00
|
Fee Frequency: |
Monthly
|
|
|
Fee Free Balance: |
-
|
Over the Counter Deposit Fee: |
$0.50
|
|
|
Over the Counter Withdrawal Fee: |
-
|
Staff Assisted Withdrawal Fee: |
-
|
|
|
ATM Fee: |
$0.50
|
ATM Balance Fee: |
$0.50
|
|
|
ATM Foreign Fee: |
-
|
O/Seas ATM Balance Fee: |
$0.50
|
|
|
O/Seas ATM Withdrawal Fee: |
$0.50
|
O/Seas EFTPOS Fee: |
-
|
|
|
EFTPOS Fee: |
-
|
EFTPOS Fee (Other Bank): |
-
|
|
|
Phone Fee: |
-
|
Electronic Transfer Fee: |
-
|
|
|
Cheque Fee: |
$0.50
|
Internet Fee: |
-
|
|
|
Cash Fee: |
-
|
O/Seas Emergency Replace Card Fee: |
-
|
|
|
Debit Card Replace Fee: |
$5.00
|
Cheque Dishonour Fee: |
$30.00
|
|
|
Debit Item Dishonour Fee: |
$33.00
|
|
| |
|
|
|
