General Details
Institution: Elders Rural Bank
Contact Number: 1300 660 115
Product Name: Gold Cash Management
Apply: n/a
Account Type: Cash Management
Usage: Personal
Main Account Access: Card/Statement
Other Account Access: Counter, Card/ATM, Internet, Phone, bank@post
Minimum Open: $5,000.00
Minimum Balance: $5,000.00
Interest Calculated: Daily
Interest Paid: Monthly
Cheque Clearance: 15.00



Interest Rates
Rate < $1,000: -
Rate > $1,000: -
Rate > $2,000: -
Rate > $5,000: 2.25%
Rate > $10,000: 2.25%
Rate > $20,000: 2.75%
Rate > $50,000: 3.75%
Rate > $100,000: 3.75%
Rate > $250,000: 4.00%
Rate > $500,000: 4.00%
Bonus Interest: -
Bonus Interest Notes:

Features
Is Step Account:
Daily ATM Withdrawal Limit: $1,000.00
Free Electronic Trans Per Month: 4
Free Over the Counter Trans Per Month: 2
Is Fee Rebate:
Rebate Calculation:
O/Seas ATM Facilities: |VisaPlus|



Fees
Fee Per Month: $5.00
Fee Frequency: Monthly
Fee Free Balance: $5,000.00
Over the Counter Deposit Fee: -
Over the Counter Withdrawal Fee: -
Staff Assisted Withdrawal Fee: -
ATM Fee: -
ATM Balance Fee: -
ATM Foreign Fee: -
O/Seas ATM Balance Fee: -
O/Seas ATM Withdrawal Fee: $4.00
O/Seas EFTPOS Fee: $4.00
EFTPOS Fee: -
EFTPOS Fee (Other Bank): -
Phone Fee: $0.30
Electronic Transfer Fee: -
Cheque Fee: $1.50
Internet Fee: $0.30
Cash Fee: -
O/Seas Emergency Replace Card Fee: $150.00
Debit Card Replace Fee: $10.00
Cheque Dishonour Fee: $35.00
Debit Item Dishonour Fee: $35.00



Comments
Comments: 6 free transactions per calendar month comprising 4 transactions from Internet, Phone, BPay &amp;amp;amp;amp;amp;amp;amp;amp;amp; Pay Anyone and 2 transactions from personal cheque withdrawals, internal staff assisted transfers and ATM withdrawals (any ATM). $5 monthly fee waived if min $5000 balance maintained. Bank@Post deposits $2, Bank@Post withdrawals $2.50.